Category: Blog

Blog

How Inflation is Driving Up Home and Auto Insurance Costs By: Jeff Encke

01/18/2022 By: Jeff Encke, courtesy of Safeco. Home-related trends: higher building materials costs and a skilled labor shortage
If you’ve shopped at Home Depot or Lowe’s lately, you’ve probably noticed that the price tags on building materials have risen dramatically. In the first year of the pandemic, lumber prices alone jumped 42%.1 Steel mill products rose a staggering 81%…

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How your Personal Liability on your Home Covers You

Personal Liability Coverage on Homeowners.mp3 Click here to listen to the full podcast

Phillip Washington: I appreciate you and given the demographic of most of my clients, high net worth households that have something to lose. If you have assets in incident or accident happens, because you can be really, really, really, really, really exposed.

Susana Gibb: My……

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Travel Insurance in the Covid Era

Below is an excerpt from podcast Wealth Building Made Simple

https://www.podchaser.com/podcasts/wealth-building-made-simple-654177/episodes/travel-insurance-made-simple-129289345

between Phillip Washington of Stone Hill Wealth

Managementhttps://stonehillwealthmanagement.com/ and Susana Gibb.

Phillip Washington

So, we are talking about travel insurance.

Susana Gibb

COVID has changed travel insurance drastically. In so many ways: from

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Where is my golf cart covered?

A golf cart policy is it’s own policy, not a part of the auto policy. It is most similar to a motorcycle policy. What happens if you just RENT a golf cart. We discuss this an more in this episode.

This is an excerpt from a podcast: https://www.podchaser.com/podcasts/wealth-building-made-simple-654177/episodes/golf-cart-liability-coverage-a-130412520Susana:

One of our clients called and said, Hey

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How to get the Marriage Discount on an Auto Policy

The marriage discount can make a significant impact on auto insurance premiums. You don’t have to be married to get the discount, however. Many carriers will give the marriage discount to same sex partners, roommates, and domestic partners. Many clients who are going through a divorce, are surprised by the new rate on a policy

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3 Key things to know about Insuring Art

If the value of Art, like Beauty, is in the eye of the beholder ….how do you insure your art when the value is so subjective?

The value of this Andy Warhol of Marilyn Monroe? We know what it’s worth. It just sold for a record breaking $195 million.

You may have pieces you bought on

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Delayed Claim Payments to Policy Holders??? NO. NO. NO.
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Delayed Claim Payments to Policy Holders??? NO. NO. NO.

There was a recent article in the Dallas Morning News by Dave Lieber, https://www.dallasnews.com/news/watchdog/2022/07/01/a-blog-post-shows-how-insurance-companies-can-delay-paying-claims-to-help-themselves/

It was about how insurance companies can delay claim payments to policyholders. Our agency has always been happy to help our clients with issues on their claims. A call to an adjuster often gets the ball rolling again. In our

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