Riding a motorcycle means that you need to take the proper precautions with the right safety gear. Part of the safety equipment that you use in Allen, Dallas, Frisco, McKinney, Plano, Rylie, and the surrounding areas should include motorcycle insurance. Give a call to fellow cycle riders at Gibb Agency Insurance Services to talk with them about getting the right motorcycle insurance for your ride. Accidents, whether your fault or someone else’s, can be costly and without insurance, you will need to cover those costs out of your own pocket. Contact us today to get motorcycle insurance before you take your next ride.
Your Auto Insurance Does Not Cover Your Motorcycle
This might surprise you, but unless you specifically add it to your auto insurance (assuming that is even a possibility), you will not be covered at all. And having a separate motorcycle insurance policy is the best option anyway, as you want to be sure that you have the right coverage for what you ride and not some generic coverage that doesn’t address more specific things.
Many people who have a motorcycle use it as a secondary means of transportation rather than a primary one. This is because they don’t want to ride when it is too cold, or when it is raining. They will opt for their main vehicle in these and other cases. Because they ride infrequently they might think that their auto insurance covers things, but that isn’t true. Whether you ride it once a month or daily, you need to have motorcycle insurance.
It Isn’t That Different From Your Auto Insurance
While it is important that your motorcycle have a policy for itself, the details are not that much different from the auto insurance that you also need on your vehicle. Liability insurance is the start in both cases, with comprehensive and collision coverage being the next options, followed by things such as underinsured as well as uninsured coverages and more. In fact, the underinsured and uninsured portions are perhaps even more important that on your other vehicle because so many people consider their motorcycle covered with their auto insurance when it usually is not.
Riding your motorcycle is fun and a way to escape for a while, just don’t do it without the right motorcycle insurance in place. Contact Gibb Agency Insurance Services today to insure your motorcycle no matter where you keep it in Allen, Dallas, Frisco, McKinney, Plano, Rylie, and the surrounding areas.