Commercial Auto Insurance in Frisco, McKinney, Dallas, Allen, Plano, Wylie, TX, and the Surrounding Areas
Contact our team today to request a quote for a policy that suits your needs and works within your budget.
It might be tempting to just have personal insurance on your business or commercial vehicle in Frisco, McKinney, Dallas, Allen, Plano, Wylie, and the surrounding areas, but this would put you at a disadvantage and you would find out at the worst possible time, such as when you file a claim for an accident. Instead, get the right commercial auto insurance by talking with our team at Gibb Agency Insurance Services.
Commercial auto insurance has a number of differences compared to personal auto insurance, and they are not interchangeable. And in some cases the vehicle that you use for your business does not have a personal auto insurance category and thus needs to have a commercial auto insurance policy. Contact us today to learn more about getting the right commercial auto insurance in place.
Commercial Fleet Insurance
Having commercial auto insurance for your business vehicles is the right move. Still, once you have more than a single work vehicle you should start to evaluate commercial fleet insurance instead. Some policies can cover as little as two vehicles in your fleet, while others may require you to have more vehicles before they consider you to have a ‘fleet’ of vehicles for your business. Your commercial fleet insurance usually provides coverage for several different drivers of your business vehicles.
Because you are covering multiple vehicles under a single fleet policy, there are likely cost savings to be had when compared to insuring your work vehicles separately. Some commercial fleet insurance may provide additional services such as risk management and safety programs to help businesses minimize risks and reduce accidents.
Important To Evaluate Commercial Insurance
No matter if you are looking for commercial auto insurance for your single business vehicle or you have a number of different vehicles that you need a commercial fleet insurance policy for, it is important that you evaluate your commercial insurance so that you are getting what you need in coverage. This is why working with an independent insurance agency is important as we can not only provide you with multiple quotes from different insurance companies but we can help to answer questions and do a proper comparison between potential policies.
Whether you are just starting your business or you have been in business for years in Frisco, McKinney, Dallas, Allen, Plano, Wylie, and the surrounding areas, having the right commercial auto insurance is important to address a number of areas that could spell trouble for the business. Typical coverage options could include:
- Uninsured/underinsured motorist coverage
- Collision coverage
- Medical payments coverage
- Loading and unloading coverage
- Comprehensive coverage
- Towing and labor coverage
- And more
There are many different kinds of commercial vehicles that need a commercial auto insurance policy, including food trucks, tow trucks, contractors, for-hire liveries, and others. Don’t leave your business or commercial vehicle unprotected, contact our team at Gibb Agency Insurance Services to schedule a review of your commercial insurance.
