As the Summer time rolls in and the sun begins to peak through the clouds, of the DFW area, there are sure to be more road trips and family vacations. So, whether you are headed to explore the Palo Duro Canyon in the panhandle, to Big Bend National Park or to the Hill Country down south, RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Here at the Gibb Agency, let us help you select the right coverage for your RV needs and get a great price at the same time. Call us today at (214)-324-3660 to get your free insurance quote.
Here in Texas – Here are some things to consider when shopping for recreational vehicle insurance:
RVs that are for personal, recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.
Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more. Coverage varies by state.
You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:
Stated Value – market value/actual cash value of the RV.
Agreed Value – the insured amount, regardless of the current market value.
Replacement Cost – we will replace your insured RV with a new RV that is most like it.
Consider Vacation Liability coverage forwhen you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.
Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.
Some policies include Roadside Assistance, whichhas you covered 24/7 in the event of a breakdown or accident, (Hello I35 South) Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.
Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.
Other additional coverage can include Accident forgiveness, pet coverage, diminishing deductible, and more.
Discounts can lower your premium. Ask us at the Gibb Agency whether you qualify for safe driver discounts, original owner discounts, package discounts and more.
You can save money if youinsure more than one item with a single company, including your home, cars, motorcycles, classic cars, and boats. It will also simplify your life.
Gibb Agency is independently owned and locally operated to handle your insurance needs. We focus on all of DFW including (but not limited to) Dallas, Plano, Rockwall, Denton, and Grapevine. We offer affordable and reliable insurance choices across Texas.
At Gibb Insurance Services, your business is personal to us. Call for a quote today at (214)-324-3660
Reposted with permission from the original author, Safeco Insurance®.