Homeowners Insurance in Garland, TX

Homeowners Insurance and Renters Insurance in Garland, TX

Adequate insurance to protect the investments made by homeowners and renters is essential. The Gibb Agency finds the best available renters and homeowners’ insurance to meet your needs in Garland, TX, and the greater Dallas metropolitan area.

Your home is likely your largest investment, and homeowners insurance protects your property against various risks. Homeowners coverage typically includes:

  • Structural damage: Coverage typically protects against loss from structural damage to your home due to events like fire, wind, and hail.
  • Personal property damage: Policies can cover personal belongings such as furniture, appliances, and clothing.
  • Liability coverage: Your policy can cover legal and medical costs that can result if someone is injured on your property.
  • Additional living expenses: Your policy may pay for temporary housing if you are unable to live in your home for a period of time because of a covered loss.

Homeowners policies can provide additional coverage for events like floods or earthquakes under certain conditions. 

Brick home under a blue sky, protected with home insurance in Frisco, TX

Homeowners and Renters Insurance Coverage in Garland, Texas

Tenants purchase renters insurance to protect their personal property. While a landlord’s policy covers the building, a renter must cover their own property against loss. 

Like a homeowner’s policy, a renters policy can protect personal items like electronics, furniture, and clothing against loss from theft, fire, or water damage. A renters policy can also provide coverage for temporary housing if their home cannot be lived in during repairs and can cover against personal liability for some injuries that occur inside the rental property.

Renters Insurance and Homeowners Coverage in Garland

As an independent insurance agency, The Gibb Agency has the ability to shop among reputable carriers to find the most competitive homeowners insurance or renters insurance quote for your needs in a rapidly evolving marketplace. We work directly on your behalf to find the most cost-effective coverage that will protect you from loss. 

The city of Garland was founded in 1891 and has always been a thriving part of the larger Dallas cultural and commercial region. It has a strong tradition of honoring its Texas heritage and is home to the Garland Landmark Museum, which showcases local history. Outdoor enthusiasts enjoy visiting the Rowlett Creek Preserve, perfect for outdoor activities, and shopping at the massive Bass Pro Shops outlet in the city.

Contact The Gibb Agency today to learn more about how your trusted neighborhood independent insurance agent can save you money on your homeowners insurance or renters insurance coverage in Garland, TX. Partner with us today.

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We are located in Dallas and serve all of Texas.