Thinking About Airbnb-ing Your Home During the World Cup? Read This Before You List.

The 2026 FIFA World Cup is headed to North Texas, excitement is already building.
Hotels will fill. Traffic will spike. And more than 100,000 visitors a day are expected to flood into the Metroplex.

And if you’re a Dallas homeowner, you might be thinking what a lot of people are quietly thinking:

“Maybe I should Airbnb my house and make some extra cash.”

Totally understandable.
Totally smart to consider.
But before you post your first listing… let’s talk about something almost no one knows:

Your Home Insurance Is Not Set Up for Airbnb.

Here’s the piece most people don’t learn until it’s too late:

Standard home insurance does not cover short-term renters.

Meaning if you rent your home during the World Cup and something goes wrong, the claims process can get messy fast.

Here’s what could happen:

• A guest slips and gets injured

• A fire starts while someone unfamiliar is in your home

• A renter damages property while you’re away

• A neighbor’s property is affected by something happening on your Airbnb rental

If your insurer discovers your home was being rented short-term —
they can legally deny the claim.

Not because they’re mean.
Because the policy simply wasn’t built for that risk.

And during an event as massive as FIFA?
That risk skyrockets.

Why the Risk Goes Up During Major Events

Large events bring:

✔ More people
✔ More traffic
✔ More late-night movement
✔ More first-time visitors in unfamiliar homes
✔ More potential for accidents

It’s not doom and gloom. It’s just reality.

And if you’re hosting during a major global event, your home insurance company will absolutely take a closer look at any claim filed during that time period.

So What Should You Do If You Want to Rent Your Home?

Get the right coverage in place before you list the property.

Depending on the insurance company and the type of rental you plan to offer, you may need:

• Short-term rental endorsement

• Landlord or “dwelling” coverage

• A commercial-style policy if renting frequently

• Additional liability protection (highly recommended)

• Loss-of-income coverage if you rely on rental earnings

Not every carrier offers this — and the ones that do all structure it differently.
That’s why checking with an expert first is important.

If You’re Thinking About Renting for FIFA, We Can Help

At Gibb Insurance Services, we’ve helped Texans protect their homes and investments for over 27 years.
We’re independent, which means:

We shop multiple carriers
We compare options side-by-side
We walk you through the risks clearly
We help you cover gaps most people don’t know exist

The goal isn’t to scare you out of renting your home.
It’s to make sure you’re not blindsided by a denied claim when you’re trying to enjoy a once-in-a-lifetime moment in Dallas.

Bottom Line

Airbnb can be a great opportunity during the World Cup, if you’re protected.

Extra income is exciting.
Unexpected liability… not so much.

Before you list your home, talk to an insurance expert who can help you make a smart, confident decision.

Ready to explore your options?

Call us at 214-324-3660
Or request a quote at www.gibbagencydallas.com

Let’s make sure you’re set up for success, both on and off the field.